FAQs

Should I get pre-approved before looking at homes?

Absolutely! A pre-approval gives you the power to shop with confidence—sellers take you seriously, and you gain a competitive edge in a fast-moving market. Don't risk missing out on your dream home because your financing isn’t in place. Let's get you prepared today!

How do I start the pre-approval process?

It’s simple! Your first step to homeownership starts here—no guesswork, just a clear path forward. Contact us, and we'll assess your financing options, guide you through every step, and make sure you know exactly how much home you can afford. Get pre-approved early so you can move fast when you find the perfect home!

How long does it take to get pre-approved?

In most cases, if we receive all the required documentation, you could be pre-approved the same day! Speed matters in today’s market, and a quick pre-approval helps you make confident offers without delays.

What is the difference between a pre-qualification and a pre-approval?

A pre-approval is a solid commitment, backed by verified documentation of your credit, income, and assets. Sellers trust pre-approved buyers because it confirms financial readiness! A pre-qualification is only a preliminary estimate—it doesn’t require supporting documents, making it far less reliable in negotiations. Think of pre-qualification as a rough sketch and pre-approval as the blueprint—one gets you started, the other secures your dream home.

Do pre-approvals expire?

Yes—most pre-approvals are valid for 60 to 120 days, depending on credit, income, and asset documentation dates. If yours is approaching expiration, renewing is quick and easy—we’ll make sure your financing stays current so you never lose momentum!

Would you happen to offer free consultations?

Yes! Buying a home is one of the biggest financial decisions you’ll make—let’s make sure you do it with clarity and confidence! We offer complimentary consultations to help you understand your options and plan for success. Schedule yours today using the provided link or call us directly.